Found 19 blog entries tagged as home buying.

Renting vs Buying in Lincoln County What Changed in the Last Twelve Months

Rent went up. Home values did not. That is the short version of the past year in Lincoln County, Oregon. As of September 2026, a two-bedroom rental here carries a HUD Fair Market Rent of $1,480, up 11.9 percent from a year ago. Over the same stretch, RPR's model value for a Lincoln County home slipped 2.5 percent. If you have been sitting on the rent-or-buy question since last fall, the two sides of it moved in opposite directions, and the math reads differently now.

Where the Lincoln County Market Sits Right Now

RPR, short for Realtors Property Resource, is the data service most Oregon brokers use for market statistics. It pulls from MLS records and public records. For…

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People ask us what a house costs on the Oregon coast. It is a fair question, and there is no single answer to it. Prices here depend far more on which town you are looking at than on anything else. The middle-priced home in the most expensive town on our list is about $338,000 above the middle-priced home in the cheapest one. Someone shopping in Toledo and someone shopping in Gleneden Beach are really in two different markets. They just happen to share a county.

So we have put all eleven towns side by side below, with the same handful of numbers for each one. Everything here comes from listings that were on the market on August 14, 2026.

Why one countywide price will not help you much

If you search for Lincoln County home prices, you will get…

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Yachats Vacation Rental Rules The 125-license cap every buyer should check before making an offer

If you are buying a house in Yachats with any thought of renting it to visitors, one local rule can shape the whole plan. Yachats, on the southern Lincoln County coast, caps vacation rental licenses at 125 citywide. The cap is full or close to it most of the time, the license does not come with the house when you buy, and the city updated the rules again in March 2026. This guide walks Oregon Coast buyers through what the current rules say, what recently changed, and what to confirm before you write an offer. It is background for your due diligence, not legal advice.

The 125-license cap, in plain terms

Yachats has allowed no more than 125 vacation…

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Buying a House in Yachats What to know before you offer on the south Lincoln County coast

Most people meet Yachats on a weekend and start wondering what it would cost to stay. Buying a house here is a different question than booking a room for two nights. Yachats sits at the south end of Lincoln County, on US 101, where the Coast Range meets the Pacific. It is a small market. Fewer than 1,000 people live here year round, and houses turn over slowly. This guide walks through what buyers face in Yachats in 2026: current prices, the property types you will see, the local rental rules, and the coastal due diligence that matters before you make an offer.

What the Yachats market looks like right now

Yachats runs on a thin supply of houses. About 41…

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Buy Now or Wait for Mortgage Rates to Drop?What the June 2026 Numbers Mean for Oregon Coast Buyers

Data current as of June 9, 2026. Rates change weekly; see the sources at the end and confirm a quote with a licensed lender.

Plenty of Lincoln County buyers are on the fence. They want a home on the Oregon Coast, but they are waiting for mortgage rates to fall first. As of early June 2026, the average 30-year fixed rate is 6.48 percent, according to Freddie Mac's June 4 survey. That is a touch lower than the week before, and below the 6.85 percent of a year ago. So should you buy now or keep waiting? Here is what the current numbers say.

Where Rates Stand Now

Rates have eased a little this spring. Freddie Mac put the 30-year fixed at 6.48…

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Cost of Living in Newport, Oregon A Practical Budget Guide for Buyers and Future Residents

Newport, Oregon punches well above its weight for a city of roughly 10,000 people. It has a working waterfront, an internationally recognized aquarium, miles of public beaches, and some of the freshest seafood on the West Coast. For anyone weighing a move to the Oregon Coast, one of the first questions is always the same: what does it actually cost to live here?

According to 2026 data from Salary.com, Newport's overall cost of living runs about 6 percent above the national average, and roughly 41 percent below the Oregon state average. A single person can expect to spend around $2,636 per month on core living expenses. A family of four runs approximately…

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Tee Up Your Lifestyle Golf Living on the Oregon Coast

Imagine stepping out your front door, breathing in the crisp Pacific air, and walking a few minutes to a tee box with evergreen ridgelines and open sky stretching in every direction. For many homeowners along the Oregon Coast, that is not a vacation fantasy. It is Tuesday morning. Lincoln County is home to a remarkable collection of golf courses, each with its own character, and the communities surrounding them offer some of the most compelling real estate on the coast. Whether you are a daily player or simply someone who loves the idea of living alongside manicured fairways and open green space, this stretch of coastline deserves a serious look.

Four Courses, Four Communities

Lincoln County…

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Understanding Today's Real Estate Rules: A Buyer's Quick Refresher

Where We Stand Today

If you are considering buying a home in Lincoln County, you may have heard about changes to how real estate agents work with buyers. These rules have now been in effect for several months, and many buyers still have questions about what they mean in practice. Here is a straightforward review of what you should know.

The Traditional Approach

For decades, the home buying process followed a familiar pattern. Sellers hired a listing agent and agreed to pay a commission. That commission was often shared with the agent who brought the buyer. The Multiple Listing Service (MLS) displayed these commission offers, making buyer representation accessible and…

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How Your Credit Score Affects Mortgage Rates

Last updated: June 9, 2026. Rate examples are illustrative; credit thresholds and program minimums change, so confirm current figures with a licensed lender and the sources at the end.

Your credit score is one of the most powerful numbers in your financial life, especially when you are ready to buy a home. This three-digit figure can mean the difference between an affordable monthly payment and one that stretches your budget thin. Understanding how credit scores influence mortgage rates empowers you to take control of your home buying journey and potentially save tens of thousands of dollars over the life of your loan. The best way to know exactly where you stand is to connect with a licensed mortgage…

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Well and Septic Due Diligence in Lincoln CountyWhat rural buyers should ask, which agencies hold the records, and where to defer to a professional

Last updated: June 9, 2026. Rules and agency processes change; confirm current requirements with the agencies and sources linked at the end.

A meaningful share of Lincoln County homes outside the incorporated stretches of Newport, Lincoln City, Toledo, and Waldport rely on private well and septic rather than city water and sewer. In Eddyville, Logsden, Siletz, Otis, the rural fringes above the bay communities, and the acreage parcels scattered through the Coast Range, private systems are the norm. If you are considering one of these properties, the due diligence path differs in real ways from a city…

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