Found 1 blog entry tagged as Buying a house.

The Truth About Down Payments: More Options Than You Think

Contrary to popular belief, purchasing a home doesn't always require a substantial down payment. Various programs offer low to zero down payment options, making homeownership more accessible than you might expect.

Zero Down Payment Options

USDA Rural Development Loans

This program requires no down payment for homes in designated rural areas. Importantly for local residents, all of Lincoln County qualifies as rural under USDA guidelines. Requirements include:

  • Meeting income limitations
  • Having a satisfactory credit history
  • Using the property as your primary residence

VA Loans

Veterans Affairs offers loans with no down payment requirement for qualifying military…

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