Found 7 blog entries tagged as Home Buyer Tips.

Renting vs Buying in Lincoln County What Changed in the Last Twelve Months

Rent went up. Home values did not. That is the short version of the past year in Lincoln County, Oregon. As of September 2026, a two-bedroom rental here carries a HUD Fair Market Rent of $1,480, up 11.9 percent from a year ago. Over the same stretch, RPR's model value for a Lincoln County home slipped 2.5 percent. If you have been sitting on the rent-or-buy question since last fall, the two sides of it moved in opposite directions, and the math reads differently now.

Where the Lincoln County Market Sits Right Now

RPR, short for Realtors Property Resource, is the data service most Oregon brokers use for market statistics. It pulls from MLS records and public records. For…

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Real Estate Hotsheet

The $350K Coast | Lincoln County, Oregon | June 2026

Advantage Real Estate

About this report: The $350K Coast is a monthly report published by Advantage Real Estate tracking active residential listings priced at $350,000 or under across Lincoln County on the Oregon Coast. It is updated each month and covers all communities in Lincoln County from Lincoln City and Depoe Bay in the north to Newport, Waldport, and Yachats in the south. The report includes site-built homes and manufactured homes on owned land. Condos, park-model manufactured homes, and pending listings are excluded. This is the June 2026 edition.

Newest Listings

9

Price Range

$165K to $345K

Communities

6

Property…

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Turn a Fixer-Upper Into Your Dream Home A Budget-Smart Renovation Guide for Oregon Coast Buyers

Fixer-uppers come on the market in Lincoln County regularly, often priced well below comparable turnkey homes in the same neighborhoods. In our office at Advantage Real Estate, we see them most often in older parts of Newport, in pockets of Waldport south of Alsea Bay, and in the smaller cottage stock around Yachats. The savings on the front end are real. So are the surprises. Coastal renovation on the central Oregon Coast carries specific challenges that inland buyers do not always anticipate, and the gap between a smart fixer purchase and a money pit usually comes down to whether the buyer understood what they were taking on before closing.

This guide…

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Real Estate Hotsheet

The $350K Coast | Lincoln County, Oregon | May 2026

Advantage Real Estate

About this report: The $350K Coast is a monthly report published by Advantage Real Estate tracking active residential listings priced at $350,000 or under across Lincoln County on the Oregon Coast. It is updated each month and covers all communities in Lincoln County from Lincoln City and Depoe Bay in the north to Newport, Waldport, and Yachats in the south. The report includes site-built homes and manufactured homes on owned land. Condos, park-model manufactured homes, and pending listings are excluded. This is the May 2026 edition.

Active Listings

12

Price Range

$175K to $350K

Communities

6

Property…

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Real Estate Hotsheet

The $350K Coast | Lincoln County, Oregon | April 2026

Advantage Real Estate

About this report: The $350K Coast is a monthly report published by Advantage Real Estate tracking active residential listings priced at $350,000 or under across Lincoln County on the Oregon Coast. It is updated each month and covers all communities in Lincoln County from Lincoln City and Depoe Bay in the north to Newport, Waldport, and Yachats in the south. The report includes site-built homes and manufactured homes on owned land. Condos, park-model manufactured homes, and pending listings are excluded. This is the April 2026 edition.

Active Listings

12

Price Range

$150K to $349K

Communities

7

…

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Your First Step Toward Homeownership

Understanding Mortgage Pre-Approval

Shopping for a home in Lincoln County without mortgage pre-approval is like sailing into Yaquina Bay without checking the tide charts. You might make it, but you are taking unnecessary risks. For buyers eyeing properties from Lincoln City to Waldport, securing pre-approval before touring homes puts you in the strongest possible position when competition heats up. The right mortgage professional can walk you through every step of this process.

The information in this article is a general overview of the pre-approval process. Loan programs, qualification standards, and assistance programs change over time. A licensed mortgage professional is your best resource for current…

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What Goes Into Your Monthly House Payment

Buying a home along the central Oregon coast involves more than just paying back the money you borrow. Your monthly mortgage payment includes several components that work together to protect both you and your lender. For Lincoln County homebuyers, these elements carry unique considerations tied to our coastal environment. Here is everything you need to know about what makes up your housing costs in this beautiful part of the Pacific Northwest.

Financial professionals often use the term PITI to describe the four main pieces of a mortgage payment: Principal, Interest, Taxes, and Insurance. Some buyers also need to factor in PMI, or Private Mortgage Insurance. Each element serves a specific purpose in your…

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