Closing on a house can be joyful or horrific. Follow this advice for a smooth settlement.

You finally found the house of your dreams. You signed a contract and were approved for a mortgage. You've even hired the movers. Now comes the important part: the closing.

In an ideal world, closing should be a mere formality, where homebuyer and seller sign on the dotted lines, exchange checks for the keys and shake hands. But this isn't an ideal world, which means that if you and the professionals you hired don't prepare, your closing could be a disaster.

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-By Polyana da Costa of

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